Commercial Auto Insurance in Pekin and Peoria, IL

Commercial Auto Insurance in Pekin and Peoria, IL

Protecting Businesses on the Road in Pekin and Throughout Central Illinois Against Risk

Injuries, fires, and theft are risks that you face as a business owner, and these and other risks can be caused by a number of things. Among the things that cause these risks is the operation of vehicles for business purposes. If you or anyone in your employ operates a vehicle for business reasons then you need protection from the costs that can arise as a result of the risks that you face. Insurance provides necessary protection, and at Monge, Crouch & Mahoney, Inc. we have a complete commercial auto insurance program, which is flexible and also which we customize for individual clients.

We’re leaders in our area for writing auto service risks, and we’ve insured businesses for years. Also, we work with A-rated carriers. For these reasons, we’ll provide to you the best possible commercial auto insurance. Whether you operate a single vehicle for limited purposes or you operate a fleet of vehicles for multiple purposes, we’ll help you.

Commercial Auto Insurance Coverage Details For Businesses in Illinois and in Other States

Some of the same insurance coverages that are parts of policies and plans for personal vehicles are parts of policies and plans for commercial vehicles. Business owners policies (BOPs) don’t provide auto insurance coverage, so business owners must purchase separate policies in order to protect their commercial autos.

Illinois requires that all vehicle operators have liability insurance and uninsured motorist coverage. The limits for these types of insurance that the state requires are low and provide only nominal amounts of protection. For this reason, we recommend that all business owners that we insure purchase liability insurance and uninsured motorist coverage limits that far exceed state requirements.

Each vehicle that you use for business purposes can be separately scheduled in a policy and can also be matched with coverages that are different than coverages that you select for other vehicles that you insure. Vehicles’ characteristics; the purposes for which you use vehicles; whether vehicles are owned, rented, or leased; and other factors determine the insurance that you select for each vehicle.

We’ll help you select the right coverages, and also we’ll ensure that any solution that you purchase is fitting.

The coverages from which you can choose include but are not limited to:

  • Bodily Injury Liability
  • Medical Payments
  • Personal Injury Protection (PIP) Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • GAP Coverage
  • Uninsured and Underinsured Motorist Coverage

If you need Bailee Coverage or garagekeepers insurance, we’ll provide it. Bailee Coverage insures property loss or damage that occurs to vehicles that are in your company’s care, control, or custody. Garagekeepers insurance covers clients’ vehicles that are in your company’s care, control, or custody.

We combine policies and plans whenever we can, and combining policies and plans saves clients time and money. To find out about whether or not we can combine your commercial auto insurance policy or plan with another policy or plan, contact an agent.

Experienced, Thorough Agents Keeping Your Business Secure

We know that keeping commercial automobiles secure is important, and this is why we thoroughly assess clients’ needs through in-depth questionnaires, consultations, and risk analyses. We also assess clients’ needs using a complete checklist, which helps us not miss a thing. Once we know and understand the clients' needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible solutions.

We regularly and closely review policies and plans that we write, and this ensures that coverages are always current and that clients' rates are always competitive. If and when possible, we include clients in review processes, and this enables the clients to not only fully understand their purchases but also learn about insurance.

Contact us or call us today. To start on a policy, request a quote.

Additional Commercial Auto Insurance Information:


At Monge, Crouch, & Mahoney, Inc. we’re proud to provide commercial auto insurance in Pekin, Peoria, Morton, East Peoria, Dunlap, and Washington, IL. We also serve other areas in the state and we serve Florida and Wisconsin.

Our Location

Monge, Crouch & Mahoney, Inc.

Monge, Crouch & Mahoney, Inc.

1 North Seventh St
Pekin, IL 61554
Main office: 309-347-7706

Our Providers

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.